# CheckoutPay & CheckoutNow

> CheckoutPay (check-outpay.com) is an affordable, reliable payment gateway built for Nigerian businesses. CheckoutNow is the consumer wallet app for everyday payments, bills, and dollar virtual cards.

## What we do
- Payment gateway for Nigerian merchants (bank transfer matching, virtual accounts, webhooks)
- Transparent low fees — see https://check-outpay.com/pricing (typically 1% + ₦50 per transaction)
- WhatsApp Wallet (send money on WhatsApp or to any bank): https://check-outpay.com/whatsapp-wallet
- WhatsApp Pay Code (optional second checkout rail on payment-request — bank or WhatsApp, same transaction_id): https://check-outpay.com/api-docs#whatsapp-pay-code
- Official WooCommerce / WordPress payment plugin for Nigeria: https://check-outpay.com/wordpress-plugin
- REST API and webhooks for custom apps: https://check-outpay.com/api-docs
- Developer Program with revenue share for agencies and builders: https://check-outpay.com/developers/program
- Business payouts, invoices, memberships, tickets, collections

## WordPress & WooCommerce (Nigeria)
- Download the official CheckoutPay (COPN) WooCommerce bank-transfer gateway plugin from https://check-outpay.com/wordpress-plugin
- Supports WooCommerce checkout blocks, webhooks, virtual account payments in NGN
- Developers can add a Business ID for revenue-share attribution — see https://check-outpay.com/developers/program
- FAQ: https://check-outpay.com/faqs#wordpress-plugin

## Payment gateway API (Nigeria)
- REST API for creating payments, virtual accounts, and receiving webhooks
- Documentation entry point: https://check-outpay.com/api-docs (business dashboard has full API reference after signup)
- FAQ: https://check-outpay.com/faqs#api

## Developer Program (unique in Nigeria)
- Ongoing revenue share on qualifying production volume when you integrate for clients
- Apply at https://check-outpay.com/developers/program/apply — approval required before payouts accrue
- Works with WordPress plugin Business ID field; custom Laravel/mobile stacks supported via onboarding
- FAQ: https://check-outpay.com/faqs#developer-program

## WhatsApp Wallet
- Consumers send money via WhatsApp or bank transfer with PIN confirmation
- Merchants enable via business API — https://check-outpay.com/whatsapp-wallet
- FAQ: https://check-outpay.com/faqs#whatsapp-wallet

## Why choose CheckoutPay in Nigeria
- Low transaction fees compared to many gateways
- Reliable bank-transfer reconciliation and payment alerts
- Built for Naira (NGN) and local banking workflows
- One platform for gateway, products (invoices, tickets), and developer tools

## Key pages
- Home: https://check-outpay.com/
- Pricing: https://check-outpay.com/pricing
- Products: https://check-outpay.com/products
- FAQs (searchable): https://check-outpay.com/faqs
- Support: https://check-outpay.com/support
- Contact: https://check-outpay.com/contact
- Site map: https://check-outpay.com/site-map

## Consumer app
- CheckoutNow — mobile wallet (see marketing site for app download when published)

## Contact
- Support: https://check-outpay.com/support
- Contact form: https://check-outpay.com/contact