Intelligent Payment Gateway for Nigerian Business
Accept bank transfers and WhatsApp Pay Code on one checkout — virtual accounts, automated matching, and real-time webhooks for Nigerian merchants. 1% + ₦50 per transaction
Your customers can pay from the CheckoutNow app on Google Play and the App Store: NGN wallet, airtime, bill pay, P2P transfers, and dollar virtual cards.
Powered by METRAVON INNOVATION LTD
Available on Google Play and the App Store — wallet, bills, transfers, and your dollar virtual card in one app.
Virtual account
Providus Bank
9520148392
CheckoutPay - METRAVON LTD
Demo only — try the live checkout demo.
Processing payment…
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WhatsApp Wallet
Send money to any Nigerian bank account or WhatsApp contact, buy airtime, pay bills, and settle checkout orders with a Pay Code — all from the chat app your customers already use every day.
- Bank transfers, wallet-to-wallet, and partner pay
- Checkout Pay Code at merchant checkout — customer sends
PAY CODE - Same wallet powers the CheckoutNow app on Google Play & App Store
WhatsApp Wallet
Active now
Dollar Virtual Card
Shop globally with a USD virtual card funded from your NGN wallet. Pay for Netflix, Spotify, Prime, Meta ads, and international SaaS — then withdraw unused dollars back to naira at transparent sell/buy rates with no hidden FX spread.
- Instant virtual card delivery in the CheckoutNow mobile app
- Fund, freeze, pause, and withdraw completely from your phone
- Live USD sell/buy rates shown before you confirm every conversion
- Starting USD balance included when your card is issued
Get CheckoutNow on mobile
Virtual cards, NGN wallet, bills, and WhatsApp transfers — optimized for iOS and Android.
Prefer a browser? Open CheckoutNow web app
USD rate calculator
Live · updates every 60s
Rate used: ₦1,379 per $1
Funding $10.00 on your card costs about ₦13,791 from your NGN wallet.
Card setup today: $7.50 (≈ ₦10,343 at the fund rate)
Fund Card
₦1,379
per $1 from NGN
Withdraw
₦1,359
per $1 to NGN
Card Setup
$7.50
incl. $5.00 load
Unified Commerce Infrastructure
One platform to manage your entire financial ecosystem. From checkout to specialized collections.
Online Payments
Receive NGN payments through bank transfers with reliable matching and virtual accounts.
Smart Invoices
Generate and send professional invoices to customers in seconds. Track every payment in real-time.
Event Tickets
Create and manage event tickets with built-in QR scanning and validation features.
Memberships
Automate recurring membership subscriptions with easy renewal management and customer portals.
Rentals
Handle rental payments and deposits with security and ease.
Payouts & Collections
Global disbursements and unified collections for enterprises and high-growth startups.
CheckoutPay for WooCommerce
Official Payment Gateway Plugin
// Installation
1. Upload & Activate
2. Enter API Key
3. Start Accepting Payments
Seamless Integration with WooCommerce
Install the plugin, configure your API key, and you're live. Works with WordPress 5.8+ and WooCommerce 7.0+. Accept bank transfers and WhatsApp Pay Code at checkout.
One-Click Install
Download and activate directly from your dashboard.
Charge Management
Choose who pays transaction fees — you or your customer.
Pricing
Competitive rates. Clear charges. No surprises.
per successful transaction
No setup fees. No monthly fees. Pay only for successful transactions.
Get started Full pricing detailsPricing Examples
How it works
Create an account
Register your business
Set up your business
Configure your settings
Start accepting payments
Use our API or hosted checkout page
Get paid
Payments are verified automatically
Trusted by Nigerian businesses of all sizes.
We are committed to providing reliable payment infrastructure for merchants, developers, and growing teams — in partnership with METRAVON INNOVATION LTD.
What is CheckoutPay and who is it for in Nigeria?
CheckoutPay is a payment gateway built for Nigerian businesses that need to accept NGN online payments—especially bank transfers—with reliable matching, virtual accounts, and clear fees. It suits e-commerce, SaaS, services, events, and any merchant selling in Naira.
How does bank transfer payment matching work?
When a customer pays to your assigned virtual account or reference, CheckoutPay reconciles the incoming transfer against the open payment. Successful matches update order or invoice status and fire webhooks to your store or app automatically.
What are CheckoutPay fees for merchants in Nigeria?
Pricing is transparent: typically 1% plus ₦50 per successful transaction with no setup or monthly fees on standard pay-as-you-go. See https://check-outpay.com/pricing for current rates.
How long does settlement take after a successful payment?
Confirmed payments credit your CheckoutPay business balance according to your account rules and risk profile. You can withdraw to Nigerian bank accounts from the business dashboard when funds are available.
Do I need a Nigerian business to use CheckoutPay?
Merchants register a business profile and complete verification (KYC) as required for compliance. The platform is designed for legitimate Nigerian and Nigeria-facing businesses accepting local bank payments.