Built to stay out of the way.

Intelligent Payment Gateway for Nigerian Business

Accept bank transfers and WhatsApp Pay Code on one checkout — virtual accounts, automated matching, and real-time webhooks for Nigerian merchants. 1% + ₦50 per transaction

Your customers can pay from the CheckoutNow app on Google Play and the App Store: NGN wallet, airtime, bill pay, P2P transfers, and dollar virtual cards.

Powered by METRAVON INNOVATION LTD

CheckoutNow app

Available on Google Play and the App Store — wallet, bills, transfers, and your dollar virtual card in one app.

CheckoutPay payment success on mobile — Nigerian business professional
Flagship Feature

WhatsApp Wallet

Send money to any Nigerian bank account or WhatsApp contact, buy airtime, pay bills, and settle checkout orders with a Pay Code — all from the chat app your customers already use every day.

  • Bank transfers, wallet-to-wallet, and partner pay
  • Checkout Pay Code at merchant checkout — customer sends PAY CODE
  • Same wallet powers the CheckoutNow app on Google Play & App Store

WhatsApp Wallet

Active now

Send NGN 5,000 to John Doe?
Yes, confirm payment.
Transaction Successful!
New in CheckoutNow

Dollar Virtual Card

Shop globally with a USD virtual card funded from your NGN wallet. Pay for Netflix, Spotify, Prime, Meta ads, and international SaaS — then withdraw unused dollars back to naira at transparent sell/buy rates with no hidden FX spread.

  • Instant virtual card delivery in the CheckoutNow mobile app
  • Fund, freeze, pause, and withdraw completely from your phone
  • Live USD sell/buy rates shown before you confirm every conversion
  • Starting USD balance included when your card is issued

Get CheckoutNow on mobile

Virtual cards, NGN wallet, bills, and WhatsApp transfers — optimized for iOS and Android.

Prefer a browser? Open CheckoutNow web app

USD rate calculator

Live · updates every 60s

$

Rate used: ₦1,379 per $1

Funding $10.00 on your card costs about ₦13,791 from your NGN wallet.

Card setup today: $7.50 (≈ ₦10,343 at the fund rate)

Fund Card

₦1,379

per $1 from NGN

Withdraw

₦1,359

per $1 to NGN

Card Setup

$7.50

incl. $5.00 load

v1.4.6

CheckoutPay for WooCommerce

Official Payment Gateway Plugin

// Installation

1. Upload & Activate

2. Enter API Key

3. Start Accepting Payments

WordPress Plugin

Seamless Integration with WooCommerce

Install the plugin, configure your API key, and you're live. Works with WordPress 5.8+ and WooCommerce 7.0+. Accept bank transfers and WhatsApp Pay Code at checkout.

One-Click Install

Download and activate directly from your dashboard.

Charge Management

Choose who pays transaction fees — you or your customer.

Pricing

Competitive rates. Clear charges. No surprises.

Pay As You Go
1% + ₦50

per successful transaction

Unlimited transactions
API access & documentation
Hosted checkout page
Real-time webhook notifications
Dashboard & analytics
24/7 support

No setup fees. No monthly fees. Pay only for successful transactions.

Get started Full pricing details

Pricing Examples

Amount: ₦1,000 Fee: ₦60
Amount: ₦5,000 Fee: ₦100
Amount: ₦10,000 Fee: ₦150
Amount: ₦50,000 Fee: ₦550
Amount: ₦100,000 Fee: ₦1,050
Gateway fee

How it works

1

Create an account

Register your business

2

Set up your business

Configure your settings

3

Start accepting payments

Use our API or hosted checkout page

4

Get paid

Payments are verified automatically

Trusted by Nigerian businesses of all sizes.

We are committed to providing reliable payment infrastructure for merchants, developers, and growing teams — in partnership with METRAVON INNOVATION LTD.

What is CheckoutPay and who is it for in Nigeria?

CheckoutPay is a payment gateway built for Nigerian businesses that need to accept NGN online payments—especially bank transfers—with reliable matching, virtual accounts, and clear fees. It suits e-commerce, SaaS, services, events, and any merchant selling in Naira.

How does bank transfer payment matching work?

When a customer pays to your assigned virtual account or reference, CheckoutPay reconciles the incoming transfer against the open payment. Successful matches update order or invoice status and fire webhooks to your store or app automatically.

What are CheckoutPay fees for merchants in Nigeria?

Pricing is transparent: typically 1% plus ₦50 per successful transaction with no setup or monthly fees on standard pay-as-you-go. See https://check-outpay.com/pricing for current rates.

How long does settlement take after a successful payment?

Confirmed payments credit your CheckoutPay business balance according to your account rules and risk profile. You can withdraw to Nigerian bank accounts from the business dashboard when funds are available.

Do I need a Nigerian business to use CheckoutPay?

Merchants register a business profile and complete verification (KYC) as required for compliance. The platform is designed for legitimate Nigerian and Nigeria-facing businesses accepting local bank payments.

See all FAQs
CheckoutPay premium card visual
CheckoutPay Support