Payment infrastructure that stays out of your way
CheckoutPay helps Nigerian businesses accept NGN payments, manage balances, and grow with tools for invoices, rentals, memberships, payouts, and more — backed by regulated safeguarding through our banking partners.
Who we are
CheckoutPay is a Nigerian payment platform in its own right. We build reliable payment infrastructure for merchants, developers, and consumers — from hosted checkout and bank-transfer matching to WhatsApp Wallet, virtual accounts, and business modules you can turn on as you grow.
We work with trusted partners — including Metravon Innovation Ltd — for regulated safeguarding, settlement, and banking rails. CheckoutPay owns the product, merchant experience, and technology; our partners provide the licensed infrastructure behind the scenes. Our focus is simple: make it easy to get paid in Naira, keep fees transparent, and give you real-time visibility into every transaction.
Whether you run an online store, a rental shop, an event brand, or a SaaS product, CheckoutPay is designed to fit how Nigerian businesses actually operate.
1%
+ ₦100 per successful transaction
24/7
Merchant support & webhooks
NGN
Built for local bank transfers
API
REST, plugins & hosted checkout
What we build
One platform for accepting payments and running the workflows around them.
Payment gateway
Hosted checkout, virtual accounts, automated bank-transfer matching, and real-time webhooks so your systems stay in sync.
WhatsApp Wallet
Consumer wallet on WhatsApp and the CheckoutNow app — NGN balance, airtime, bill pay, P2P transfers, and dollar virtual cards where enabled.
Invoices & collections
Send payment links and invoices, run collection campaigns, and track who has paid — without juggling multiple tools.
Rentals marketplace
List equipment, vehicles, and properties. Manage availability, deposits, and bookings with integrated checkout for renters.
Tickets & memberships
Sell event tickets and recurring memberships with dashboards that show sales, attendees, and renewal status.
Payouts & developer tools
Pay suppliers and staff from your balance, integrate via REST API or WooCommerce plugin, and join our developer revenue-share program.
What we stand for
Principles that guide how we design products and support customers.
Transparency
Clear pricing, visible fees, and honest communication. No hidden setup charges or surprise deductions on successful payments.
Security & trust
We apply controls appropriate to a financial platform — secure transport, access management, fraud awareness, and cooperation with regulators. Read our Security page for more.
Access for Nigerian business
From sole traders to growing teams, we want legitimate businesses to accept digital payments without enterprise complexity or opaque onboarding.
Regulated financial infrastructure
Customer funds and settlement flows are handled in line with applicable Nigerian requirements through our partner arrangements — including Metravon Innovation Ltd and other regulated institutions within CBN and NDIC frameworks where applicable. CheckoutPay focuses on product, merchant experience, and technology; our partners provide the licensed rails behind the scenes.
We publish high-level policies on Privacy, Terms, and ESG so you know how we operate.
For merchants & teams
Sign up, verify your business, connect your website or app, and start accepting payments. Use the dashboard for balances, withdrawals, team access, and optional modules like rentals or invoices.
- Hosted checkout & payment links
- WooCommerce & WordPress plugin
- Real-time webhooks & API keys
- Payouts to Nigerian bank accounts
For developers & partners
Integrate with our REST API, test in sandbox, and optionally join the developer program for revenue share on referred production volume.
- Documented API & webhook events
- Plugin and SDK-friendly flows
- Developer program with apply workflow
- Support channel for integration questions
Ready to get started?
Create your business account in minutes. Pay only when you successfully collect a payment.