Simple, Transparent Pricing
Premium payment gateway with competitive rates. Pay only for successful transactions.
per successful transaction
Pay As You Go
No setup fees. No monthly fees. Pay only for successful transactions.
per transaction
Everything Included
Unlimited Transactions
Process as many payments as you need
API Access & Documentation
Full API access with comprehensive docs
Hosted Checkout Page
Ready-to-use payment page option
Real-time Webhooks
Instant notifications for every transaction
Dashboard & Analytics
Track all transactions and insights
24/7 Support
Dedicated support team always available
Secure Transactions
Bank-level security and encryption
Pricing Examples
₦1,000
1% = ₦10 + ₦50
₦60
fee
₦5,000
1% = ₦50 + ₦50
₦100
fee
₦10,000
1% = ₦100 + ₦50
₦150
fee
₦50,000
1% = ₦500 + ₦50
₦550
fee
₦100,000
1% = ₦1,000 + ₦50
₦1,050
fee
Calculate Your Fees
No setup fees. No monthly fees. No hidden charges.
Why We're the Cheapest
Transparent pricing with no surprises
No Setup Fees
Start accepting payments immediately with zero setup cost
No Monthly Fees
No recurring charges. Pay only for what you use
Low Transaction Fees
Just 1% + ₦50 per successful transaction
Frequently Asked Questions
How are fees calculated?
Fees are calculated as 1% of the transaction amount plus a fixed ₦50 charge. For example, a ₦10,000 transaction costs ₦150 (1% = ₦100 + ₦50 = ₦150).
Are there any hidden fees?
No hidden fees. The pricing is transparent - just 1% + ₦50 per successful transaction. No setup fees, no monthly fees, no annual fees.
When do I pay the fees?
Fees are deducted automatically from each successful transaction. You receive the remaining amount in your account balance.
Is there a minimum transaction amount?
No minimum transaction amount. However, for very small amounts, we recommend considering the fee structure to ensure profitability.
What payment methods do you support?
We support bank transfers from all major Nigerian banks. Payments are verified automatically through our intelligent system.
Ready to Get Started?
Join businesses using the finest payment gateway in Nigeria
Payment gateway & pricing FAQs
See all FAQs including WordPress, API, and developer program topics.
What is CheckoutPay and who is it for in Nigeria?
CheckoutPay is a payment gateway built for Nigerian businesses that need to accept NGN online payments—especially bank transfers—with reliable matching, virtual accounts, and clear fees. It suits e-commerce, SaaS, services, events, and any merchant selling in Naira.
How does bank transfer payment matching work?
When a customer pays to your assigned virtual account or reference, CheckoutPay reconciles the incoming transfer against the open payment. Successful matches update order or invoice status and fire webhooks to your store or app automatically.
What are CheckoutPay fees for merchants in Nigeria?
Pricing is transparent: typically 1% plus ₦50 per successful transaction with no setup or monthly fees on standard pay-as-you-go. See https://check-outpay.com/pricing for current rates.
How long does settlement take after a successful payment?
Confirmed payments credit your CheckoutPay business balance according to your account rules and risk profile. You can withdraw to Nigerian bank accounts from the business dashboard when funds are available.
Do I need a Nigerian business to use CheckoutPay?
Merchants register a business profile and complete verification (KYC) as required for compliance. The platform is designed for legitimate Nigerian and Nigeria-facing businesses accepting local bank payments.
Can I run multiple stores or brands on one account?
Your business dashboard can manage websites, API keys, and products under one verified business. For separate legal entities or accounting, create additional business accounts.
How is CheckoutPay different from Paystack or Flutterwave?
CheckoutPay focuses on affordable bank-transfer-first checkout, transparent fees, and tools like WhatsApp Wallet and a developer revenue-share program. The best choice depends on your stack, volume, and whether you need our specific integrations.
How do I get started accepting payments?
Create a business account at https://check-outpay.com/dashboard/register, complete verification, add your website or integration (API, WooCommerce plugin, or hosted checkout), and go live with production API keys.